My Favorite Cards

The Capital One Venture X

Rewards:
  • 2X on ALL purchases- including Costco!
Why I love it: I make $ on this card!
  • $300 annual travel credit
  • 10,000 points each anniversary
  • Free lounge access for you +2 guests
  • $120 TSA PreCheck or Global Entry credit
  • 2X on all purchases
  • No foreign transaction fees + travel insurance
  • Capital One Miles can cover Airbnb/VRBO
  • Capital One Miles can cover Disneyland tickets when purchased through undercovertourist.com
  • You can use Capital One miles to pay for cruises and excursions

Best Beginner Card

Rewards:
  • 3X on dining
  • 3X on online grocery
  • 3X on streaming
  • 2X on travel
Why I love it:
  • Car and Travel Insurance
  • Free Door Dashpass + $10/month
  • $50/year hotel credit
  • Transfers to Hyatt (single best hotel redemption)
  • Transfers to United, Southwest, Air France, Virgin Atlantic, Air Canada, British Airways, Iberia & JetBlue

The American Express Gold Card

Rewards:
  • 4X at restaurants, including takeout
  • 4X at US supermarkets
  • 3X on flights booked directly via amextravel.com
  • 1X on all of their purchases
Why I love it:
  • $120 dining credit – $10/month at GrubHub, Cheesecake Factory, Gold Belly, Wine.com, Milk Bar, or Shake Shack
  • $120 Uber cash – $10/month for Uber rides or Uber eats
  • $100 Resy credit- $50 credit twice per year at any Resy restaurant
  • $84 Dunkin’ Donuts credit – $7/month
  • This card can be connected to Rakuten to earn points back instead of cashback. I earned an average of 100,000 points per year doing this. Sign up here.

The American Express Business Gold

Rewards:
  • 4X on 2 categories where you spend the most: dining, gas, electronics and software retailers, transit (trains, rideshare, bus, ferries, tolls, parking etc) and wireless phone bill
Why I love it:
  • I use this primarily for gas and for transit!
  • $20 per month credit for FedEx, GrubHub or office supply stores
  • $12.95 credit for a Walmart Plus monthly membership
  • Cell phone protection – up to $800 per claim
  • American Express membership rewards transfer at 1:1 to amazing airlines including: Air France, Virgin Atlantic, British Airways, Iberia, Aeromexico, Delta, Qantas, Qatar, Emirates & Etihad

Capital One Venture

Rewards:
  • 2X on all purchases
Why I love it:
  • Great starter card
  • Lower annual fee
  • $120 TSA precheck or Global Entry credit
  • Transfers to 15+ airlines/hotels
  • Can be used to cover VRBO/Airbnb
  • Can be used to cover car rentals
  • Can be used to cover Disney tickets when purchased through undercovertourist.com
  • Can be used to cover excursions and tours

The BILT Card

Rewards:
  • 3X on dining + takeout
  • 2X on travel booked directly with airlines and hotels
  • 1X on rent – with no fees!
  • On the first of the month you can earn double on all of these up to 10,000 points – excluding rent
Why I love it:
  • $0 annual fee
  • No fees on rent (you can pay by check, or through an online portal, super flexible!)
  • BILT has amazing transfer partners
  • Trip delay, and interruption insurance
  • Cell phone coverage, $800 per claim

The Best Business Travel Card

Rewards:
  • 3X on travel, phone, internet, cable, shipping and advertising
  • 5X on Lyft
Why I love it:
  • low annual fee
  • Earning 3X on all travel is fantastic
  • Travel insurance for delays, interruptions and baggage delays
  • Cell phone protection
  • No foreign transaction fees
  • 13+ transfer partners to airlines and hotels